The hidden benefit of Medicare supplement insurance without which you could not live.
Quickly! Be honest with yourself. When I mention “Medicare Supplement Insurance,” what is the first thing that comes to mind? The first thing that catches the attention of most people is “money.”
First, it has Medigap’s monthly premiums: “money.” Quality protection is not cheap. But we need to have the cover so as not to get stuck on the bills – “money” again.It makes sense, given our culture and the current economic situation in our country, that the financial impact of Humana Medicare Advantage Plans Insurance in terms of cost and benefit is important in most of our minds.While you cannot deny the importance of “money” in relation to your Medicare coverage options, there is a benefit of having complementary coverage that is so important, if not more important, and is often overlooked.
I am talking about access to care, quality of care. The ability to pay or the affordability proof provided by an insurance card is your golden key to the world of quality assistance.Now you can get the impression that providers must provide treatment regardless of the patient’s ability to pay. This is a false impression, a potentially dangerous one at that. The reality is that while no hospital can deny or treat a patient improperly on the basis of ability to pay if the patient is considered to have a medical emergency, the hospital has the right to refuse treatment to a patient who is not undergoing a medical emergency.
If it is determined that a patient has a medical emergency when he arrives, he must stabilize. The Nolo English Law Dictionary defines emergency as: “A sudden and unforeseen event that requires action to protect lives …” Consider this what it really means. If you show up at a hospital, he should check you out, regardless of your ability to pay. If it is determined that your life is in danger, they are necessary to stabilize your condition.
But what happens if you are not in a medical emergency? What happens if your situation is chronic, a long-term condition and not “a sudden and unforeseen event”? Let’s take a look at “Mary.” Mary was 65 years old, very active and very healthy. When Mary was 65, her phone started ringing, her email exploded with messages and phone calls from insurance agents eager to sell her a medicine supplement. Mary knew that she did not want the limitations of a Medicare benefit plan, so she discarded this option and chose to continue with the original Medicare so she could stay with her doctor.